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The International Brotherhood of Electrical Workers Local No. 43 and Electrical Contractors Welfare Fund’s Health Plan coverage is administered by UMR. Full details of the Welfare Fund coverage and benefits can be accessed by logging into the IBEW Local 43 Member Benefit Portal - https://members.ibew43fund.org/ and navigating to the Participant Resources > More and viewing the “Welfare Summary Plan Description – PDF”.

If, after going through this booklet thoroughly, you have any questions regarding the Plan or its operation, please do not hesitate to contact:

UMR, Inc., for all inquiries regarding Medical Benefits at (800) 826-9781; or The Plan Office for questions or information regarding this and all other benefits at (315) 474-5729