Monday-Friday 8A-5P and 24/7 on the web and in the APP

Important Disclaimer Information

By proceeding and using this website you acknowledge acceptance of these terms. The International Brotherhood of Electrical Workers Local 43 and Electrical Contractors Annuity, Pension, and Welfare Funds (the Funds) do not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained on this site, and expressly disclaim liability for errors or omissions in these materials, and disclaim all warranties expressed or implied.

You may use the website content to generally learn about the benefits and services. In the case of any conflict between any of the information on this site and the Funds’ documents (plans, summary plan descriptions or other written materials) the Funds’ documents will prevail. All benefits payable by the Funds are subject to final review and approval by the Boards of Trustees.

In no event will the Funds, Trustees, service providers or other third parties who may be mentioned on this site, be liable for any damages whatsoever arising out of the reliance, use, inability to use, or the results of use of this site, any websites linked to this site or the materials or information contained at any or all such sites.

If this website has provided links to outside sites, it is solely as a convenience to the user and the Funds are not responsible for the content or the availability of these sites. The Funds do not regularly review materials posted on the linked sites, nor do they endorse all of the materials appearing at such sites. Any use of the links provided to other sites shall be at the sole risk of the user.


Privacy Policy

Website Privacy Policy: The International Brotherhood of Electrical Workers Local 43 and Electrical Contractors Annuity, Pension, and Welfare Funds (“Funds”) respect the privacy of the participants, contractors and visitors. If you have any questions about the operation of our website, please contact us.


Data Collection This website collects names, email addresses, and other personal information from participants, contractors and visitors only when submitted via one of our online forms. This data is used solely by the Funds and is not shared, traded, or sold to third parties. This website also collects non-personal data through the use of server-based "session variables," which we use to achieve important site functionality, including the recognition of logged-in users and the secure passing of forms data, etc. When implemented, in order to identify customers as they proceed through the check-out process, the website also uses a single “cookie” (a small file stored by your browser on your hard drive); thus, online transactions require a browser that accepts “cookies.”


IP Address Recording This web-server records IP addresses from all visitors to our site. An IP address is a number that is automatically assigned to your computer when you use the Internet. We use IP addresses to help diagnose problems with our server, to administer our site, to analyze trends, to track user movement, and to gather broad demographic information—all for the purpose of continually improving our website and delivering personalized, custom content. IP addresses are not linked to personally identifiable information, and their collection is standard procedure in most web-server environments.

The Funds place considerable emphasis on the privacy of user information and compliance with State and Federal Privacy Laws. As a user, you understand that you are solely responsible for any sharing of its content that you intentionally or unintentionally communicate to others. Please do not share your password with anyone. This website is configured to be secure from unauthorized access, but the Funds cannot be held responsible for:


  1. Absolute security of all electronic communication transmissions between the individual and the website;
  2. Unauthorized disclosure resulting from a user not logging out of an active session;
  3. Unauthorized disclosure resulting from a lost or stolen user ID and password;
  4. Unauthorized disclosure resulting from information printed by the user from the website;
  5. Unauthorized disclosure resulting from personal computer settings or installed software products that may compromise information security; or
  6. Similar events outside the substantial control of the Funds.

Links This website contains links to other websites. Please note that when you click on one of these links, you are entering another website, for which the Funds are not responsible and cannot control.


Agreed
By using this website and any of its portals, you signify your agreement to our privacy policy as stated above.


Note: : Our Privacy Policy may be revised from time to time as needed. Please re-read this policy prior to submitting any personal information. If you have concerns about how your information is being collected and/or used, please contact us here.


IBEW Local Union 43 FUNDs